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As an employer
or business owner, you may have a large liability exposure that
is not currently insured. Employers are finding that they are
vulnerable from the pre-hiring process through the exit interview,
even if the employee was at the company a matter of days.
Employment
Practices Liability. Lawyers and plaintiffs alike have found
this to be a new, profitable source of income.
Sexual harassment,
age discrimination, wrongful termination, invasion of privacy
and many other areas of risk exposure are insured against by
employment practices liability. The general liability policy
that most companies have does not cover against these types of
exposures.
A separate
policy is available with the premium based upon the number of
employees, business history, past experience and limit and deductible
chosen.
 
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