Secure Futures Insurance Agency 8700 West Bryn Mawr Suite 600 South Chicago, Illinois 60631 Phone: 773-380-9700 Fax: 773-380-9711 e-mail : sfia@securefuturesinsur.com Today is
	Top Ten Most Commonly Asked Questions *Information is based on policies issued in Illinois and may vary in other states. Please refer to the contracts for specific information.   I bought a new car, am I covered?   Yes, you are covered with the same coverage as the most fully covered car on your policy. You must report the new car within 14 days to maintain the coverage. If you don't have a car with comprehensive or collision you must call immediately to get coverage. Am I covered if I rent a car or do I need to buy the insurance from the rental company?   Yes, you are covered. Generally you are covered just as if it were your own car. Pak II policyholders have additional coverages. Please call for details. My child just got his/her license, can he/she drive?   We don't know if he/she can drive, but he/she may drive. He/she is automatically covered. However, you need to call us with his/her drivers license number as soon as possible. If I lend my car to someone am I covered?   Yes. Anyone you give permission to use your car is covered. Does my rental car coverage pay to rent a car when my car is in the shop?   Only if the car is in the shop as a result of a covered loss. Does my homeowner's policy cover a burst pipe?   Yes and No. The damage caused by the water is covered. The cost to open and close up the wall to repair the pipe is covered. The actual repair of the pipe is not covered. This is considered wear and tear. Is flood covered on my homeowner's policy?   No. Surface water, or water which seeps or leaks in is not covered. This could possibly be covered under a separate flood policy if you have one. Sump pump failure or sewer backup may be covered depending on your policy. How can I lower my premium?   Increasing deductibles will always decrease your premium. We recommend carrying as high of a deductible as possible and self insuring small losses. Call us to discuss other ideas. My child just got his/her learners permit, do I have to add him/her to the policy?   No. He/she is covered automatically and only need to be added when he/she gets their license. Is my laptop computer covered if it is stolen?   It may be. If it is ever used for business purposes though there is very limited coverage, especially outside of your house. Call us to discuss how to cover this. BACK